Looks as if the transformer across the street blew and sent a charge into the house. Started in the basement, and took off from there. Lost most belongings from smoke, chemical and water damage. Lost my motorcycle and a '69 Camaro, but hey, my clubs were in the trunk of my car, so there's that. We had intended on remodeling, since my daughter is in college, but not everything at once! ... at least my daughter, who was home alone when the boom hit, is safe and sound. Every other single thing can be replaced...