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What is this retirement?
 
 

I’ve been lucky, most of my working life I’ve worked for American Multinationals which provided great benefit packages including pension contribution. Having 5 to 10% contributed from the age of 26 made it possible. Oh and I keep my wife working!!


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So after much thought about my financial situation at the ripe old age of 58 I've decided to retire.  Since graduating University with an Electronics Degrees 35 years ago I have had only 6 weeks

Congrats! Enjoy retirement and good luck on your golfing goals!   When you're not golfing, volunteer to help with stuff like the animal shelters etc.   Very rewarding and although it might not build m

OMG!!  At our age we should be just skin and bones!!  Totally agree, I lost speed over the last 10 years... 60-70 years old, but this past year I have gained 10 mph with the SuperSpeed training.  I'm

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5 hours ago, TimoTe said:
That's fantastic!
What were the milestones that helped you lower your handicap incrementally?
I am trying to do the same. 

To be clear I've never been a natural golfer, although I have been able to hit the ball having good eye to hand coordination but not necessarily in the right direction!

I’ve always set small achievable steps and always focused on handicap improvement. When your handicap improves you will win competitions along the way.

At 22 h/c it was to get below 20 then  to category 2 (below 12) then single figures now it's cat 1 (5 and below)

Spending time on the course I've found is the best way to improve but also I've had a lot of kit change and if I do look at changes and try and tie them in to milestones.

1. Couldn't hit a driver off 22 but got hold of a Cobra Ti Offset Driver in the late 90s, this added 20 yds off the tee got. Handicap moved down into the high teens

2. Got fitted for my first set off Mizuno MX-25s in early 2000s moved down into the low teens

3. 2008 moved to using 3/4 wedges in my bag PW, 52', 56' and sometimes 60' moved down to single figures for the first time

4. Got to thinking kit was the answer bought a set of TM LT2 irons went back up to double digits for 2 or 3 years. 


I’ve had lessons, changed kit regularly and spent time on the range but the most useful way to improve is to go out and play.


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On 6/26/2020 at 1:11 AM, Alf. S said:

To be clear I've never been a natural golfer, although I have been able to hit the ball having good eye to hand coordination but not necessarily in the right direction!

I’ve always set small achievable steps and always focused on handicap improvement. When your handicap improves you will win competitions along the way.

At 22 h/c it was to get below 20 then  to category 2 (below 12) then single figures now it's cat 1 (5 and below)

Spending time on the course I've found is the best way to improve but also I've had a lot of kit change and if I do look at changes and try and tie them in to milestones.

1. Couldn't hit a driver off 22 but got hold of a Cobra Ti Offset Driver in the late 90s, this added 20 yds off the tee got. Handicap moved down into the high teens

2. Got fitted for my first set off Mizuno MX-25s in early 2000s moved down into the low teens

3. 2008 moved to using 3/4 wedges in my bag PW, 52', 56' and sometimes 60' moved down to single figures for the first time

4. Got to thinking kit was the answer bought a set of TM LT2 irons went back up to double digits for 2 or 3 years. 


I’ve had lessons, changed kit regularly and spent time on the range but the most useful way to improve is to go out and play.


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  • 2 months later...

Another small update, still not there sitting still at 7 but playing the best golf of my life.

I was listening  to Jonathan Walters this morning after he hit a 64 and he was reflecting on his round at the ISPS HANDA UK Championship. He thought he was hitting the ball really well when he came into the UK swing on the European PGA and he has missed 4 cuts and scraped into another by 1 stroke.  On reflection he thought that his expectations were high at the start and he easily got frustrated when he hit a bad shot and things didn't go the way he expected. Today he just went out and played and leads the field by 3.

With this in mind  I had a bit of a reset we only have 6 scheduled counters that I will play in until the end of the season so I've sort of resigned myself to the fact that I won't make it to take the pressure off me. If I make it great if not there is always next year, my body and distance is still there so hopefully COVID willing I'll have another go.

I was a little concerned that with WHS being introduced in November  it would affect my handicap so I just used the method over my last 20 competition rounds and it comes out at ......................7.
5 of the 6 oldest rounds are all high differentials so if I break 80 in a couple of the last 6 competitions I will be down a 6 in November but worse case still off 7.  When I add my bounce games in the spreadsheet comes up with a handicap of 4.9!!! So the game is there.

image.png.91db611dd58f4d1a9c2bd069d70ae6b7.png

 

 

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On 3/16/2019 at 12:23 AM, fixyurdivot said:

You'll find plenty of things to do and fill time. I always thought folks that told me they were busier in retirement than when working were full of it - but now almost 3 years retired I see what they mean.  The day after I retired I took my bedside alarm clock out to the woodpile where I had a large stump and splitting maul... only one of us returned 🙂.  Congratulations!

Even being retired, I still need the alarm clock to make sure I make my tee times.  🙂

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Another cut gets me within striking distance of 5. I've got a final of a matchplay competition tomorrow and if I win I'm hoping the Match Secretary will cut me again. There is no set rule for this, he can't cut me to Cat 1 but he can take 1 stroke off which gets me to 5.6. Here's hoping, my game and weather holds out in October to get me there.

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I retired almost five years ago. I play a lot of of golf, but there are many others things I enjoy doing like reading, watching movies and working in my yard. I also enjoy spending time with my six grandkids. I worried that I wouldn't be able to adjust, but like a lot of you; I wonder how I found the time to actually work before I retired. 

Drive for Show; Putt for Dough

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I been reading this thread with interest since I will be joining the retired golf community when I hit 60 y/o on September 26 2021. 

My wife was hit with a severe case of the golf bug 2  years ago so going out will be rather easy now. 

Having served  in USAF from '80 to 2000 , traveling is not that high on my list since I did plenty of it. I just want to know what it feels like to do nothing and drive slow because I have nowhere to go on time, unless I have a tee time!

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 DRIVER: default_cobra-small.jpg.125f3712aad21ad9f7ca2c672e34a299.jpg  Cobra F-8 set at 10.5,  Aldila NV 2KXV Blue 60 (R) 44 1/2 "

3 & 5 WOOD: default_callaway-small.jpg.a58e7c6760b71a9eb95d385ecc5d2200.jpg Callaway XR-16, Fujikura Speeder Evolution 565 Red (R) 

IRONS 5-SW: default_ping-small.jpg.b7606a25498d65282474c96f18d2debd.jpg PING G-700, 2 upright, std loft  Alta CB (R) + 1/2"

HYBRID 3-4:  default_ping-small.jpg.b7606a25498d65282474c96f18d2debd.jpg PING G-410, 1 upright,  Alta CB 70 Red (R) + 1/2"

PUTTER: Byron Experimental GSS

 

 

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I’ve been lucky, most of my working life I’ve worked for American Multinationals which provided great benefit packages including pension contribution. Having 5 to 10% contributed from the age of 26 made it possible. Oh and I keep my wife working!!


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That's one of the things I emphasized with my kids - start saving and investing early and you'll quickly learn the miracle of compounding interest.


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1 hour ago, tony@CIC said:


That's one of the things I emphasized with my kids - start saving and investing early and you'll quickly learn the miracle of compounding interest.


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That is something I wish the USAF had talked more when I joined in 1980, financial planning, you spend 8 weeks in training and then your handed 2 months wages, there is only one thing on your mind,,,,, let the good times roll,,, drinking age was 18 back then too

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 DRIVER: default_cobra-small.jpg.125f3712aad21ad9f7ca2c672e34a299.jpg  Cobra F-8 set at 10.5,  Aldila NV 2KXV Blue 60 (R) 44 1/2 "

3 & 5 WOOD: default_callaway-small.jpg.a58e7c6760b71a9eb95d385ecc5d2200.jpg Callaway XR-16, Fujikura Speeder Evolution 565 Red (R) 

IRONS 5-SW: default_ping-small.jpg.b7606a25498d65282474c96f18d2debd.jpg PING G-700, 2 upright, std loft  Alta CB (R) + 1/2"

HYBRID 3-4:  default_ping-small.jpg.b7606a25498d65282474c96f18d2debd.jpg PING G-410, 1 upright,  Alta CB 70 Red (R) + 1/2"

PUTTER: Byron Experimental GSS

 

 

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@MadMex ah so in the air force you have money to spend on liquor because you don't need to spend money to replace the crap Marines got in the chow hall xP...I think i spent half of my pay on pizza and burgers lol from off base...i am so far from retirement I can only imagine what that would be like when I get there...I am a young buck at mid 30's right now...enjoy the retirement guys you guys earned it!

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20 minutes ago, golfish! said:

@MadMex ah so in the air force you have money to spend on liquor because you don't need to spend money to replace the crap Marines got in the chow hall xP...I think i spent half of my pay on pizza and burgers lol from off base...i am so far from retirement I can only imagine what that would be like when I get there...I am a young buck at mid 30's right now...enjoy the retirement guys you guys earned it!

Can't argue your point, we do get taken care of nicely!!!! We had two per room in the 80's, found out only your NCO's had that "privilege" , we got done with our 8-9 hr duty day, we went home , you guys had PT and other associated duties. 

I feel like I retired from USAF last week, its been 20+ !!! 

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 DRIVER: default_cobra-small.jpg.125f3712aad21ad9f7ca2c672e34a299.jpg  Cobra F-8 set at 10.5,  Aldila NV 2KXV Blue 60 (R) 44 1/2 "

3 & 5 WOOD: default_callaway-small.jpg.a58e7c6760b71a9eb95d385ecc5d2200.jpg Callaway XR-16, Fujikura Speeder Evolution 565 Red (R) 

IRONS 5-SW: default_ping-small.jpg.b7606a25498d65282474c96f18d2debd.jpg PING G-700, 2 upright, std loft  Alta CB (R) + 1/2"

HYBRID 3-4:  default_ping-small.jpg.b7606a25498d65282474c96f18d2debd.jpg PING G-410, 1 upright,  Alta CB 70 Red (R) + 1/2"

PUTTER: Byron Experimental GSS

 

 

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Getting so close I can smell it, lowest handicap of my life!

image.png.94d8a26a8c62879bc4eac3f1d13f59d2.png

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  • 2 weeks later...

@golfish! Saw this, thought you may enjoy this,,,, it's about right !

 

https://ifunny.co/video/sam-a112017-on-instagram-every-other-branch-eating-at-an-TW6h2llo6

 

 

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 DRIVER: default_cobra-small.jpg.125f3712aad21ad9f7ca2c672e34a299.jpg  Cobra F-8 set at 10.5,  Aldila NV 2KXV Blue 60 (R) 44 1/2 "

3 & 5 WOOD: default_callaway-small.jpg.a58e7c6760b71a9eb95d385ecc5d2200.jpg Callaway XR-16, Fujikura Speeder Evolution 565 Red (R) 

IRONS 5-SW: default_ping-small.jpg.b7606a25498d65282474c96f18d2debd.jpg PING G-700, 2 upright, std loft  Alta CB (R) + 1/2"

HYBRID 3-4:  default_ping-small.jpg.b7606a25498d65282474c96f18d2debd.jpg PING G-410, 1 upright,  Alta CB 70 Red (R) + 1/2"

PUTTER: Byron Experimental GSS

 

 

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That's one of the things I emphasized with my kids - start saving and investing early and you'll quickly learn the miracle of compounding interest.


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Always “Pay yourself 1st”[emoji106]
My Father beat that into me.


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Rick

 

 

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5 Wood; Cally Steelhead 

5 Hybrid; Cally Steelhead, Hazardous Vista Pro R2

Irons; Ping G710 6-GW, Recoil 460 R2

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That is something I wish the USAF had talked more when I joined in 1980, financial planning, you spend 8 weeks in training and then your handed 2 months wages, there is only one thing on your mind,,,,, let the good times roll,,, drinking age was 18 back then too

That's a big miss in our educational system. There should be several mandatory classes in both high school and college on managing finances.


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Cobra King F-9  5 wood
:ping-small:  410  Hybrids 22*, 26*

Cobra Speed Zone 6-GP/Recoil ESX 460 F3 Shafts 

:titelist-small: SM7 54* Wedge

:ping-small: Glide 3.0  60* Wedge

:odyssey-small: O Works putter
:918457628_PrecisionPro:NX9-HD

:CaddyTek: - 4 Wheel 
:footjoy-small: - too many shoes to list and so many to buy

:1590477705_SunMountain: And  BAG Boy

Golf Balls: Snell MTB-X 

2020 Official Tester :SuperSpeed: Beginning Driver Speed  - 78

2019 Official Tester :ping-small:  410 Driver

2018 Official Tester :wilson-small: C300

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I can't wait to retire (i am only 36, so that is a long time from now). Hoping my finances allow me to have a winter home and a regular home, so i can play good weather golf year around. I have always been pretty conservative with retirement savings and make a pretty good living right now. 

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Wedges: :cleveland-small: CBX 2 54, CBX Full Face 58 - Nippon Modus 105 Wedge
Putter:  :odyssey-small: Two Ball Ten S Tour Lines - 31"
 

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2 hours ago, MadMex said:

@golfish! Saw this, thought you may enjoy this,,,, it's about right !

 

https://ifunny.co/video/sam-a112017-on-instagram-every-other-branch-eating-at-an-TW6h2llo6

 

 

This is ABSOLUTELY true lol

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Driver : :taylormade-small: SIM2 Max D 9* Project X HZRDUS RDX Black 70g 6.0 Stiff

Woods : :benhogan-small: GS53 3 Wood 14* Mitsubish Tensei Blue 73g Regular

Hybrids: :callaway-small: XR Project X Stiff (3&4)

Irons : :callaway-small: Mavrik True Temper Elevate 95 Stiff Steel (5-PW,AW)

Wedges : File:Kirkland Signature logo.svg - Wikimedia Commons 52, 56, 60 

Putter : :taylormade-small:Spider Red

Bag : Datrek lightweight cart bag

Ball :  :taylormade-small: TP5 PIX

Rangefinder : TecTecTec ULT-X

Pushcart : Currently Testing Motocaddy M5 GPS DHC Electric Push Cart

SoCal, USA

Right handed HDCP 16.7

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11 hours ago, MadMex said:

@golfish! Saw this, thought you may enjoy this,,,, it's about right !

 

https://ifunny.co/video/sam-a112017-on-instagram-every-other-branch-eating-at-an-TW6h2llo6

 

 

I was on a Navy Destroyer for a while and we had great food. 

Left Hand orientation

:ping-small: G410 SFT driver 

Cobra King F-9  5 wood
:ping-small:  410  Hybrids 22*, 26*

Cobra Speed Zone 6-GP/Recoil ESX 460 F3 Shafts 

:titelist-small: SM7 54* Wedge

:ping-small: Glide 3.0  60* Wedge

:odyssey-small: O Works putter
:918457628_PrecisionPro:NX9-HD

:CaddyTek: - 4 Wheel 
:footjoy-small: - too many shoes to list and so many to buy

:1590477705_SunMountain: And  BAG Boy

Golf Balls: Snell MTB-X 

2020 Official Tester :SuperSpeed: Beginning Driver Speed  - 78

2019 Official Tester :ping-small:  410 Driver

2018 Official Tester :wilson-small: C300

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 It was a week of what might have been.

Sitting at 5.6, I decided to play in the Wednesday 9 hole comp, didn't hit the ball well and struggled with putting so 6 over round to moves my h/c back up to 5.7.

Played Saturday in 18 holer, started really badly 3 over after 2, the par 5 4th was in reach in 2 with a 205 carry over a ditch, wind behind this is easily reachable with my 3w. Shot cutting nicely onto the green and it embedded in the bank of the ditch to setup another bogey. So 4 over after 4 and looking like a cut unlikely, birdied 6 and 7, lipped out 8 for birdie and bogied 9 for +3 going out. Need level par back into get to the elusive 5.4. Putting for birdie on all the holes on back 9 except for 14th, didn't get any, 16, 17 and 18 from 10 ,9 and 6 feet respectively and bogied 11 and 14 so 5 over and cut to 5.5.

I realised if I didn't play on Wednesday competition which I rarely do play in I would have made it.  

There is only one week to go of competition but there is a weather warning in place of heavy rain for most of Scotland for Monday and Tuesday. The course is very soft in places and I suspect they will struggle to get the summer course open all week. I will be surprised if we get to play the scheduled final rounds of the season.

16 months since I retired in June 2019 and I started driving to get to 5 it comes down to one more good round. If not WHS will take me up to ~6.2 and I start with a new goal next year.

I look back on the totally depressing performance of June to Sept last year of going up 0.1 a round to a really solid season this year 8.7 to 5.5 drop I should be really happy but!! 

image.png.743b6955b4071d33da84899cd4404cfa.png

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Driver Callaway Epic 10.5' Fujikura Stiff

3W Callaway Epic 15' Fujikura Stiff

3-AW Srixon Z565 Nippon Stiff

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Bags 2017 Callaway Org14 Cart bag or 2018 Srixon Z start Carry bag 

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